Real Estate Closing Costs

Real Estate Transfer Tax by State — 2026

Transfer taxes (deed taxes, conveyance taxes, documentary stamps) are charged when real estate changes hands. Rates range from 0% to over 3% depending on state and location.

Transfer Tax Rates — All States

StateRateNotes
Alabama0.10%State deed tax per $1,000 of value
Arizona0.00%No state transfer tax
Arkansas0.33%Real property transfer tax
California0.11%County documentary transfer tax ($1.10/$1,000)
Colorado0.01%Documentary fee
Connecticut1.25%State conveyance tax (0.75% base, up to 2.75% luxury)
Delaware2.00%Realty transfer tax — seller & buyer each pay 2%
District of Columbia1.45%Deed recordation + transfer tax combined
Florida0.70%Documentary stamp tax on deed
Georgia0.10%Transfer tax ($1/$1,000 of value)
Hawaii0.10%–1.25%Conveyance tax, graduated by price
Idaho0.00%No state transfer tax
Illinois0.10%State real estate transfer tax
Kentucky0.10%Real estate transfer tax
Louisiana0.00%No state transfer tax (recording fees apply)
Maine0.44%Real estate transfer tax, split buyer/seller
Maryland0.50%State transfer tax; counties add 0.5–1.5%
Massachusetts0.456%Deed excise tax ($4.56/$1,000)
Michigan0.75%State real estate transfer tax
Minnesota0.33%Deed tax
Mississippi0.00%No state transfer tax
Missouri0.00%No state transfer tax
Nebraska0.23%Documentary stamp tax
Nevada0.18%Real property transfer tax
New Hampshire1.50%Real estate transfer tax — split buyer/seller
New Jersey1.00%Realty transfer fee (varies by price)
New York0.40%–2.90%Basic + mansion tax; NYC adds additional
North Carolina0.20%Excise tax on real estate conveyances
Ohio0.10%Real estate conveyance fee
Oklahoma0.075%Documentary stamp tax
Pennsylvania1.00%State realty transfer tax; locals add 1–2%
Rhode Island0.46%Realty conveyance tax
South Carolina0.37%Deed recording fee
Tennessee0.037%Documentary stamp tax
Texas0.00%No state transfer tax
Vermont1.25%Property transfer tax
Virginia0.25%State recordation tax; locality adds more
Washington1.28%–3.00%Real estate excise tax, graduated by price
West Virginia0.22%Excise tax on transfers
Wisconsin0.30%Real estate transfer fee

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Property taxes, state income taxes, and deductions affect your federal return. Get clear, plain-English tax briefs from CapitalTaxBrief.com.

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